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Short term vs long term IRS payment plan?

Updated October 8, 20261 sourceTaxTruce teamFact checked
The short answer

A short plan gives you up to 180 days with no setup fee. A long plan is monthly payments with a setup fee of $29 to $178. Both keep adding interest and penalties. Short plans online need a balance under $100,000. Long plans online need $50,000 or less.

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