Free help from licensed tax pros. Not the IRS.Licensed tax pros in all 50 statesEspañol

How do I set up an IRS payment plan?

Updated October 8, 20261 sourceTaxTruce teamFact checked
The short answer

Apply online through your IRS Online Account, or by phone or mail with Form 9465. Online is the fastest. You can apply online for a long term plan if you owe $50,000 or less and filed all returns. For a short plan of 180 days, you can apply online if you owe less than $100,000.

Businesses call 800-829-4933 or the number on the notice.

Words to know

Form 9465
The form to ask for an IRS payment plan by mail.

Run the numbers with our free tax tools, like the penalty and payment plan math.

See your options

A few questions. A tax pro calls you back.

Free tools: penalty calculator, 10 year clock, IRS offer data

Free to use. Not the IRS or any government agency. Results depend on your situation. Not every case qualifies.