--- title: State Tax Debt Help in Tennessee: 2026 Guide | TaxTruce url: https://taxtruce.com/states/tennessee updated: 2026-10-29 --- # Tax help in Tennessee Tennessee tax rules, in plain words. Updated October 8, 20264 sources[Fact checked](/editorial-standards) The short answer Tennessee has no state income tax. If you owe, it is likely the IRS or a Tennessee business tax. State tax debt in Tennessee is collected by Tennessee Department of Revenue, not the IRS. 2 to 60 months, at least $50 a month on $300 or more, by bank draft in TNTAP. Two plans in two years means 25% down. ## Key facts for Tennessee State income tax : Tennessee has no state income tax. If you owe, it is likely the IRS or a Tennessee business tax. [Source](https://www.tn.gov/revenue) Payment plan : 2 to 60 months, at least $50 a month on $300 or more, by bank draft in TNTAP. Two plans in two years means 25% down. [Source](https://www.tn.gov/revenue/tax-resources/compliance-information/tax-delinquencies.html) Offer program : Yes. The state looks at what it could collect over 3 to 5 years. [Source](https://www.tn.gov/content/dam/tn/revenue/documents/forms/general/f0200501.pdf) ## Two debts, two sets of rules * The IRS collects federal taxes, with its own letters and plans. * Tennessee Department of Revenue collects Tennessee taxes, with its own rules. * A plan with the IRS does not stop the state from collecting, and the other way around. ## Common questions in Tennessee Who collects state taxes in Tennessee? The Tennessee Department of Revenue. It is separate from the IRS. A plan with one does not stop the other from collecting. Can I get a payment plan for Tennessee taxes? 2 to 60 months, at least $50 a month on $300 or more, by bank draft in TNTAP. Two plans in two years means 25% down. Does Tennessee take offers in compromise? Yes. The state looks at what it could collect over 3 to 5 years. Can TaxTruce help with Tennessee tax debt? Yes. TaxTruce is a free service that connects you with tax resolution firms that work in Tennessee. Answer a few questions, confirm your phone with a text code, and a firm reviews your situation and calls you back. We are not the IRS or a state agency. Results depend on your situation. Not every case qualifies. ## Sources 1. [Tennessee Department of Revenue](https://www.tn.gov/revenue) 2. [Tennessee Department of Revenue: payment plans](https://www.tn.gov/revenue/tax-resources/compliance-information/tax-delinquencies.html) 3. [Tennessee Department of Revenue: offers and settlements](https://www.tn.gov/content/dam/tn/revenue/documents/forms/general/f0200501.pdf) 4. [Census QuickFacts Tennessee (ACS 2020-2024)](https://www.census.gov/quickfacts/fact/table/TN/PST045224) Facts on this page come from Tennessee Department of Revenue and are linked. Rules change. Check with Tennessee Department of Revenue or a licensed tax pro before you act. We are not affiliated with Tennessee Department of Revenue. [En español](/es/estados/tennessee)[All states](/states) Other states ## We also work in [**Alabama**AL](/states/alabama)[**Alaska**AK](/states/alaska)[**Arizona**AZ](/states/arizona)[**Arkansas**AR](/states/arkansas)[**California**CA](/states/california)[**Colorado**CO](/states/colorado)[**Connecticut**CT](/states/connecticut)[**Delaware**DE](/states/delaware)[**District of Columbia**DC](/states/district-of-columbia)[**Florida**FL](/states/florida)[**Georgia**GA](/states/georgia)[**Hawaii**HI](/states/hawaii)[**Idaho**ID](/states/idaho)[**Illinois**IL](/states/illinois)[**Indiana**IN](/states/indiana)[**Iowa**IA](/states/iowa)[**Kansas**KS](/states/kansas)[**Kentucky**KY](/states/kentucky)[**Louisiana**LA](/states/louisiana)[**Maine**ME](/states/maine)[**Maryland**MD](/states/maryland)[**Massachusetts**MA](/states/massachusetts)[**Michigan**MI](/states/michigan)[**Minnesota**MN](/states/minnesota)[**Mississippi**MS](/states/mississippi)[**Missouri**MO](/states/missouri)[**Montana**MT](/states/montana)[**Nebraska**NE](/states/nebraska)[**Nevada**NV](/states/nevada)[**New Hampshire**NH](/states/new-hampshire)[**New Jersey**NJ](/states/new-jersey)[**New Mexico**NM](/states/new-mexico)[**New York**NY](/states/new-york)[**North Carolina**NC](/states/north-carolina)[**North Dakota**ND](/states/north-dakota)[**Ohio**OH](/states/ohio)[**Oklahoma**OK](/states/oklahoma)[**Oregon**OR](/states/oregon)[**Pennsylvania**PA](/states/pennsylvania)[**Rhode Island**RI](/states/rhode-island)[**South Carolina**SC](/states/south-carolina)[**South Dakota**SD](/states/south-dakota)[**Texas**TX](/states/texas)[**Utah**UT](/states/utah)[**Vermont**VT](/states/vermont)[**Virginia**VA](/states/virginia)[**Washington**WA](/states/washington)[**West Virginia**WV](/states/west-virginia)[**Wisconsin**WI](/states/wisconsin)[**Wyoming**WY](/states/wyoming) Run the numbers with our [free tax tools](/tools), like the penalty and payment plan math.