---
title: State Tax Debt Help in Montana: 2026 Guide | TaxTruce
url: https://taxtruce.com/states/montana
updated: 2026-10-29
---

# Tax help in Montana

Montana tax rules, in plain words.

Updated October 8, 20264 sources[Fact checked](/editorial-standards)

The short answer

State tax debt in Montana is collected by Montana Department of Revenue, not the IRS. Plans run 6 to 12 months. Longer plans may get a Warrant for Distraint, which is a tax lien. Call 406-444-6964.

## Key facts for Montana

State income tax
:   4.7% and 5.65% for 2026. [Source](https://revenue.mt.gov/news/recent-news/HB-337)

Payment plan
:   Plans run 6 to 12 months. Longer plans may get a Warrant for Distraint, which is a tax lien. Call 406-444-6964. [Source](https://revenue.mt.gov/collections-services-bureau/)

Collection tools
:   Once a warrant is filed, Montana can levy bank accounts and garnish wages for 120 days. [Source](https://revenue.mt.gov/collections-services-bureau/)

Liens
:   A Warrant for Distraint is filed in district court and works like a judgment. [Source](https://revenue.mt.gov/collections-services-bureau/)

## Two debts, two sets of rules

* The IRS collects federal taxes, with its own letters and plans.
* Montana Department of Revenue collects Montana taxes, with its own rules.
* A plan with the IRS does not stop the state from collecting, and the other way around.

## Common questions in Montana

Who collects state taxes in Montana?

The Montana Department of Revenue. It is separate from the IRS. A plan with one does not stop the other from collecting.

Can I get a payment plan for Montana taxes?

Plans run 6 to 12 months. Longer plans may get a Warrant for Distraint, which is a tax lien. Call 406-444-6964.

Can TaxTruce help with Montana tax debt?

Yes. TaxTruce is a free service that connects you with tax resolution firms that work in Montana. Answer a few questions, confirm your phone with a text code, and a firm reviews your situation and calls you back. We are not the IRS or a state agency.

Results depend on your situation. Not every case qualifies.

## Sources

1. [Montana Department of Revenue](https://revenue.mt.gov)
2. [Montana Department of Revenue: income tax rates](https://revenue.mt.gov/news/recent-news/HB-337)
3. [Montana Department of Revenue: payment plans](https://revenue.mt.gov/collections-services-bureau/)
4. [Census ACS 2020-2024 5-year profiles, Montana (data.census.gov)](https://data.census.gov/table/ACSDP5Y2024.DP04?g=040XX00US30)

Facts on this page come from Montana Department of Revenue and are linked. Rules change. Check with Montana Department of Revenue or a licensed tax pro before you act. We are not affiliated with Montana Department of Revenue.

[En español](/es/estados/montana)[All states](/states)

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Run the numbers with our [free tax tools](/tools), like the penalty and payment plan math.