---
title: CP504 vs LT11: Which Letter Is worse?: Which One Fits?
url: https://taxtruce.com/compare/cp504-vs-lt11
updated: 2026-10-29
---

# CP504 vs LT11: which letter is worse?

Updated October 8, 2026[Fact checked](/editorial-standards)

CP504*vs*LT11 or Letter 1058

**What it is**

Notice of intent to levyNotice of intent to levy and your right to a hearing

**What the IRS can take next**

Your state tax refundWages, bank accounts and other property

**Your rights**

Collection Appeals Program requestCollection due process hearing within 30 days (Form 12153)

The short answer

A CP504 warns. An LT11 starts your 30 day hearing window.

## CP504 vs LT11 or Letter 1058 at a glance

|  | CP504 | LT11 or Letter 1058 |
| --- | --- | --- |
| **What it is** | Notice of intent to levy | Notice of intent to levy and your right to a hearing |
| **What the IRS can take next** | Your state tax refund | Wages, bank accounts and other property |
| **Your rights** | Collection Appeals Program request | Collection due process hearing within 30 days (Form 12153) |
| **Passport warning** | Yes | Yes |

## What to know

The IRS says it can't levy most property with just a CP504. The LT11 or Letter 1058 is the formal notice.

Respond to both. Calling about a plan early keeps options open.

Mark the date you got an LT11. Your 30 days start then.

**CP504 may fit if**

* You can still fix it with a call and a plan

**LT11 or Letter 1058 may fit if**

* You need to protect your hearing rights now

Results depend on your situation. Not every case qualifies.

## Sources

1. [IRS: Understanding your CP504 notice](https://www.irs.gov/individuals/understanding-your-cp504-notice)
2. [IRS: Understanding your LT11 notice or Letter 1058](https://www.irs.gov/individuals/understanding-your-lt11-notice-or-letter-1058)
3. [IRS: Collection due process (CDP) FAQs](https://www.irs.gov/appeals/collection-due-process-cdp-faqs)

Run the numbers with our [free tax tools](/tools), like the penalty and payment plan math.