---
title: Is There an IRS Payment Plan Calculator? | TaxTruce
url: https://taxtruce.com/answers/irs-payment-plan-calculator
updated: 2026-10-29
---

# Is there an IRS payment plan calculator?

Updated October 8, 20262 sourcesTaxTruce team[Fact checked](/editorial-standards)

The short answer

The IRS Online Account shows what plan options you can get and lets you pick an amount and date. If your payment is too low, it tells you which form to fill out. Remember to add interest at 7% a year and the plan penalty of 0.25% a month.

## Sources

1. [IRS: Payment plans and installment agreements](https://www.irs.gov/payments/payment-plans-installment-agreements)
2. [IRS: Interest rates for the fourth quarter of 2026 (IR-2026-98)](https://www.irs.gov/newsroom/interest-rates-remain-the-same-for-the-fourth-quarter-of-2026)

Run the numbers with our [free tax tools](/tools), like the penalty and payment plan math.