---
title: How Do I Set Up an IRS Payment Plan? 2026 Guide | TaxTruce
url: https://taxtruce.com/answers/how-do-i-set-up-an-irs-payment-plan
updated: 2026-10-29
---

# How do I set up an IRS payment plan?

Updated October 8, 20261 sourceTaxTruce team[Fact checked](/editorial-standards)

The short answer

Apply online through your IRS Online Account, or by phone or mail with Form 9465. Online is the fastest. You can apply online for a long term plan if you owe $50,000 or less and filed all returns. For a short plan of 180 days, you can apply online if you owe less than $100,000.

Businesses call 800-829-4933 or the number on the notice.

## Words to know

[Form 9465](/glossary)
:   The form to ask for an IRS payment plan by mail.

## Sources

1. [IRS: Payment plans and installment agreements](https://www.irs.gov/payments/payment-plans-installment-agreements)

Run the numbers with our [free tax tools](/tools), like the penalty and payment plan math.